Miceli Financial Planning is a Fee Only Financial Planning and investment management firm providing financial advice to private families. We are located in the Denver area of Colorado.  Sal Miceli, CFP has been a certified financial planner for the past 10 years.  Tax, insurance, retiment planning.

Miceli Financial Planning is an independent, Fee-Only financial planning and investment management firm founded by Sal Miceli in 1999.  We provide financial planning and investment management services for those that don't have the time, inclination, or training to do it alone.  We want to build a trusting relationship with all of our clients so they may focus their attention on the most important aspects of their lives.

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Car Affordability

How much can you afford to pay for a car?

Financial IQ Test

Take this quick quiz to find out your Financial IQ

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

Retirement Plan Early Distribution

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

More Calculators →

Why Do Lower Prices Equal Higher Yields?

The price/yield relationship is rooted in the secondary bond market, where bonds may trade at a premium or discount of the par (or face) value.

HOT TOPIC: A Bear Market History Lesson

If it feels like the sky is falling, it wouldn’t be the first time. But is the downturn that began in October 2007 all that different from bear markets of the past? Here’s a look back at the nine other bear markets that have occurred since 1950.

The Positives of Negative Correlation

Few asset groups are perfectly negatively correlated, but a portfolio may still be able to benefit from the correlation principle.

Beat the Big Three What Ifs

Taxes, inflation, and medical costs — among other factors — could have an unanticipated effect on your retirement. There may be little you can do to combat them once you are no longer working.

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